Included with each full home inspection that MH Inspections, LLC performs, these limited warranties are included at no extra cost. These warranties cover the major items that were inspected to be working at the inspection, that later fail:
MECHANICAL COVERAGE SUMMARY: Plumbing: Water lines, faucets, water heaters, drain lines, gas lines. Electrical: Main service panel, secondary service panel, and wiring. Appliances: Kitchen Appliances including and limited to oven, range, dishwasher, built-in microwave, trash compactor, and garbage disposal. Heating/Air (HVAC): Furnace, Air Conditioner, and Thermostats.
STRUCTURAL COVERAGE SUMMARY: Poured Concrete & Block wall foundations. Floor joists, bottom & top plates, and wall members. Roof leak repair (does not include replacement of bad shingles), load bearing walls, attached garage doors.
Coverage
During the agreement term, only the directly affected portions of the following components are covered against failure due to normal wear and tear:
1. “Water Line”. The water line is the single lateral water service line from the point of the water utility’s connection to the point of the water meter or main shut off line inside the home. The water line is also the surface level of the yard.
2. “Sewer Line”. The sewer line is the single lateral sewer service line from the point of the home’s exterior wall to the point of connection to the sewer utility’s wastewater collection system or septic tank.
Coverage
During the agreement term, the following conditions are covered:
1. New visible mold — During your home inspection and in your home inspection report, if there were no visible mold or moisture issues reported, this agreement covers the remediation (removal) of visible mold on surfaces permanently installed in the subject property.
Covered Repairs: This agreement covers only repairs as in aggregate. Only new visible mold growth that occurs after the date of the inspection is covered. This agreement does not cover repairs to components that need to be replaced but rather just covers their removal. Many surfaces can be treated and cleaned without such removal. This policy does not cover mold resulting from insurable events including but not limited to floods, rain/water intrusion, or any other peril. This is not a homeowner’s insurance policy.
This service contract covers repairs for leaks only. Any defect noted in your home inspection or any consequential leak resulting from a defect noted in your inspection is not covered. If your inspector noted damage, leaks, improper installation, or worn materials, it is the responsibility of the homeowner to remedy these conditions. This is not a policy of insurance, and as such consequential damage from a leak is not covered. Damage from any peril (fire, flood, lightning, vandalism, etc.) is not covered by this policy and should be reported to your homeowner’s insurance company. Repairs necessary as the result of abuse, neglect, or lack of maintenance are not covered by this policy.
A deductible of $500 applies to each individual leak. At times, a single claim may cover multiple leaks; a deductible would apply for each leak. Should the actual cost of repair be less than $500, the homeowner shall pay the lower amount. Repairs completed
under this policy, after the deductible has been satisfied, are guaranteed for the remainder of the term of this policy. Leak repairs shall be covered only when the cause of the leak is normal wear and tear or deterioration. The aggregate limit of this policy
for the 5-year period is $3000.00. The homeowner is responsible for the cost of replacing roof coverings when needed. On any claim payment to the homeowner can be requested in lieu of payment to a service provider, which may be a prudent choice especially
when a roof replacement is being considered.
To submit a claim for a warranty with the full home inspection you can go to www.SubmitYourClaim.net and create an account by clicking “Create Account” tab. Once logged into your account you will click the “New Claim” button (at the bottom of the page) and submit your claim. You will need to upload an itemized repair estimate from a licensed contractor that states the (1) cause of failure as well as (2) parts and labor broken out for each issue. You will also upload your inspection report and some basic info on the home and contact info. If the claim is for an appliance or HVAC system we will need the manufacture, model # and serial # from the unit that was inspected. See below for further items that a claim needs to be on the estimate. Your warranty is based on the date of the full home inspection.
Roof Leak:
For HVAC/Electrical/Appliances/Plumbing:
For Structural Claims:
MoldSafe:
SewerGrind:
